Ways for young drivers to cut the cost of insurance and learning to drive
I wanted to write a short follow up to my recent articles on group 1 insurance cars and the cheapest cars to insurance for a 17 year old. Therefore, I’ve put together some additional tips to cut the cost of insurance for a young driver and slash the costs when learning to drive.
- Cut the costs as a new young driver by choosing to register for a provisional licence online. It’s much cheaper this way than doing it by post. If you already have a passport on the GOV system then this method also means you’ll not need to send in additional photos. Your ID on the online system will pick up and use your existing passport photo – hopefully, it’s a favourable likeness!
- As a young driver, it’s important to research your insurance options if you are using your parents’ car. For example, if you’re learning in the parental vehicle at weekends, then only pay for cover for weekend days as an additional driver. Not all providers offer this easily, but insuring you a young driver for just the weekends in a month can be considerably cheaper than every day in the full calendar month. It’s a no brainer if they’re not learning during the week etc.
- Practice as much as possible with friends and family before taking individual instructor lessons. Depending on your relationships and skills, this can greatly reduce the number of official lessons you’ll need.
- Use cashback site like Topcashback or Quidco. Go there before clicking through to your final insurers to check for cashback if available. Another concept in the cashback world is looking into the insurers available through Boom25 where users can potentially win back 100% of their insurance.
More ways for a young driver to cut the costs of driving.
- Consider Multicar insurance if you’re in the parental home. Use companies like Admiral and non-comparison sites like Aviva and Direct Line.
- Marmalade is another insurance provider geared around the young driver (although they’re not necessarily the cheapest).
- Rather than pay for brand new theory books. Consider the use of cheaper apps from your mobile platform provider, or free online apps to practice before your theory test.
- BLook for driving lessons to buy from group buying websites like Groupon.
- Group 1 cars are the way to go. Read my guide to the cheapest cars to insure for a 17 year old
- Don’t auto renew. There’s often new fees and levies that your insurers will hope you’ll not notice. Shop around and make them earn your custom buy calling them up and bartering.